All in One
Point Solution:
Investment - (Insurance, Real Estates & etc.), Online Marketing
(SEM, SEO, PPC, SMM), Classifieds & etc.}
Please
visit http://allinonepointsolution.com
1.
INSURANCE
1.1.
Protection
1.2.
Savings
1.3.
Investments –
Short Term
1.4.
Tax Exception
/ Tax Free / Tax Savings / TDS on Maturity & Premium
(Sec 80C, Sec 10 (10D),
Sec 80D)
Please
visit http://buyinsurancepolicy.in
What is the Importance of Insurance?
You & your family
(beloved ones) get insured and by India's No.1 insurance Company LIC get
good return from the same amount?
WHY LIC?
India to be among top
3 life insurance market by 2020: Report
PTI Apr 10, 2011,
12.18pm IST
MUMBAI: India's insurance sector, which is witnessing a rapid growth, is
likely to touch about USD 400 billion in premium income by 2020, making the
country one of the top three life insurance and top 15 non-life insurance
markets by 2020, according to a report.
"The
insurance industry will continue to outpace the rapid economic growth to reach
USD 350-400 billion in premium income by 2020 (approximately Rs 17-22 lakh
crore), making India amongst the top three life insurance markets and top 15
non-life insurance markets by 2020," the report by Federation of Indian
Chamber of Commerce and Industry (FICCI) and the Boston Consulting Group (BCG)
has said.
The total
penetration of insurance (premium as percentage of GDP) has increased to 5.2
per cent in 2011 from 2.3 per cent in 2001, said the report titled 'India
Insurance - Turning 10, Going on 20'.
LIC scores best in
claims settlement during 2010-11
|
Niladri Bhattacharya /
Mumbai May 24, 2011, 0:46 IST
|
At a time when
customer service and satisfaction is becoming the key to success for life
insurance companies, the claim repudiation ratio (in case of death claims) has
improved over the last financial year. According to data from company sources,
the Life Insurance Corporation of India (LIC) still remains the benchmark when
it comes to settling death claims. However, major private players are also fast
catching up.
During
2010-11, LIC improved its repudiation ratio for death claims to 1.09 per cent
from 1.21 per cent in the previous year. In the same period, the public sector
insurance behemoth settled 97.5 per cent of death claims, whereas claims
pending stood at 1.47 per cent.
“Overall, we
have settled 99.6 per cent of the total claims in the last financial year. And
95 per cent of the death claims were settled within 15 days of intimation,”
said a senior LIC official.
In total,
during the 2010-11, LIC has settled around 18.3 million claims amounting to
Rs.53,000 Crore, which includes survival benefits, maturity and death claims.
Of this, Rs.6,000 Crore accounted for 721,000 death claims.
Among the
private players, ICICI Prudential Life was the best performer in terms of
claims repudiation ratio, whereas HDFC Life’s claims settlement ratio was the
highest, respectively.
ICICI
Prudential’s claims repudiation ratio stood at 2.8 per cent, whereas for HDFC
Life it was at 3.97 per cent. During the same time, HDFC Life settled 96.03 per
cent of the total death claims, while ICICI Prudential settled 94.4 per cent of
claims. Claims pending for HDFC Life and ICICI Prudential stood at 0.61 per
cent and 2.6 per cent, respectively.
Among the
established players, the repudiation ratio for SBI Life and Max New York Life
worsened to 16.74 and 14.85, respectively.
For the
smaller or relatively new private life insurance players, the ratio still
remains on the higher side. For instance, India First Life, which began
operation in 2009, had a repudiation ratio at 9.4 per cent, whereas for IDBI
Federal Life which started in 2007, it was 21 per cent.
CLAIMS REPORT
|
||||||
2009-10 **
|
2010-11***
|
|||||
Claims
repudiated |
Claims
settled |
Claims
pending |
Claims
repudiated |
Claims
settled |
Claims
pending |
|
LIC
|
1.21
|
96.53
|
1.41
|
1.09
|
97.50
|
1.47
|
ICICI Prudential
|
3.27
|
90.17
|
6.56
|
2.80
|
94.40
|
2.60
|
HDFC Life
|
4.67
|
91.14
|
4.20
|
3.97
|
96.03
|
0.61
|
Aviva Life
|
9.75
|
87.11
|
3.14
|
4.10
|
87.11*
|
3.14*
|
Birla Sun Life
|
10.62
|
89.09
|
5.82
|
4.99
|
94.66
|
0.35
|
India First Life
|
7.69
|
53.85
|
38.46
|
9.40
|
90.58
|
0.03
|
Max New York Life
|
12.31
|
65.51
|
7.14
|
14.85
|
78.01
|
7.14
|
SBI Life
|
14.75
|
83.27
|
1.96
|
16.74
|
82.24
|
1.03
|
IDBI Federal Life
|
23.81
|
49.52
|
26.67
|
21.00
|
65.00
|
14.00
|
* Close to year ago
figures; ** Irda Figures; *** Unaudited figures
|
“The
repudiation ratio improves over a period of time as in a death within two years
(early death claims) of the issue of the policy requires investigation. So, for
the newer companies the proportion of early death claims always remains high.
Hence, the ratio is becomes skewed,” said an official at a private life
insurance company.
Settlement of
any insurance claim involves interpretation of a lot of technical conditions
generally used by insurers to reject the claims. However, non-early death
claims (claims after two years of the issue of the policy) do not mandate any
investigation. Hence, the settlement procedure is faster and easier.
Contact – 99622 03366
===============================================
2.
REAL ESTATES:
for INVESTMENT &
Happy LIFESTYLE
1.1.
Investment
with HIGH RETURNS
1.2.
Lifestyle
Living – Low, Moderate & Luxury
1.3.
CMDA,
DTCP, Panchayat
Approval Plots, Farm Houses, Villas, Individual
Houses, Flats & Apartments)
1.4.
Loan
& EMI Available)
(Get discount through us from your favorite Builders / Promoters /
Developers)
Need property for
investment?
Get return in Multiples
within 2 to 5 yrs...
Please
visit: http://realestateproperties.in
2.1. Land / Plots:
Looking for property
in Chennai City Limit, out of city or anywhere in Chennai,
TamilNadu and India?
Looking for Land
/ Plots in Chennai City Limit, out of city or anywhere in Chennai,
TamilNadu and India?
Looking for Farm
House Lands in Chennai City Limit, out of city or anywhere in Chennai,
TamilNadu and India?
Looking for Villa Plots in
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TamilNadu and India?
Looking for Flats
in Chennai City Limit, out of city or anywhere in Chennai,
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Looking for Apartments
in Chennai City Limit, out of city or anywhere in Chennai,
TamilNadu and India?
Please Visit http://apartments-forsale.in
Looking for Villas
/ Semi Villas in Chennai City Limit, out of city or anywhere in Chennai,
TamilNadu and India?
Looking for Individual
Houses / Semi Individual Houses in Chennai City Limit, out of
city or anywhere in Chennai, TamilNadu and India?
Please
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Please Visit http://houses-forsale.in
=================================================
3.
INTERNET Marketing / DIGITAL /
ONLINE Marketing):
3.1.
SEM - Search Engine Marketing
3.1.1. SEO - Search Engine
Optimization
3.1.2. PPC Advertising (Adwords)
3.2.
SMM - Social Media Marketing
3.3.
Websites
Designing & Development (SEO Friendly & Mobile Friendly)
3.4.
Websites Hosting
Services
3.5.
Domain Registration
3.1.1. SEO - Search Engine Optimization:
SEARCH ENGINE OPTIMIZATION (SEO) is a new
Marketing Technique, dominating the whole world by a blizzard and this
technique helps to do Online Marketing and activities to advancement the
probabilities of your website to look in supplementary Search results in
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a division of Visibiliti IT
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Grow Any Business Globally
by
Result Validity for 1 Year
(AdWords | CPC | Google
Ads)
PPC - Pay per click is a
typical of internet promotion used to Increase Website Traffic of your Website.
We bring IMMEDIATE RESULT TO YOUR BUSINESS Website, by giving
advertisement in Google PCC (AdWords).
Result Validity – Recharge Type
(for every click of business, amount will be
deducted)
Please Visit http://seo-expertz.com/Adwords_PPC_Services_by_PPC_Advertising_Agency.html
Search Engine Optimization (Search Engine
Optimisation) will allow the Website Ranking to be mid the Top Search
Engines by Social Media Marketing services (Social Media Advertising)
that Facebook Marketing, YouTube Marketing, Twitter Marketing & etc. by Social Media Optimization
Services which use copious Search Engine Optimization Techniques like Back
linking and etc.
Please Visit http://seo-expertz.com/SMO_SMM_Agency_SMM_Advertising_Company_Packages.html
Platforms
for Social Media Marketing:
There are Many Platforms for
Social Media Marketing (SMO Marketing):
3.3. Affordable SEO Friendly Website Design
& Web Development:
3.3.1.
Website: Our best Website Designers create Google
friendly Website Designs (or) SEO Friendly Web Designing for your business,
e-commerce & Games Web Design sites.
Please
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3.3.2. e-Commerce
Website – Online Shopping
Websites
We do Cheap Domain Registration (Cheapest Domain Name
Registration), book domain names at low cost with any extensions of 'in
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Get FREE Web Hosting Services (1st year) for our SEO Clients.
Social Media Links:
Instagram - seo
Blogspot - seo
Profile Yahoo - seo
Contact – 99622 03366
===============================================
4. Online Classifieds:
4.1.
Contact Information of All
Business
4.2.
Free Ad Posting
4.3.
All items Buying &
Selling anything
USEFUL Websites:
Social Media Links:
USEFUL Links:
HOTEL:
POWER:
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ONLINE NEWS MEDIA:
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